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  Introduction Investing in the stock market is a long-term method to build wealth when done with clear goals, risk management and reliable information. This article is educational and intentionally avoids personalized financial advice; readers should consult a licensed professional for specific recommendations. For publishers, the content below is organized to meet Google Search best practices and AdSense program requirements. Google Help Quick facts table Topic Short explanation What is a stock A share representing part ownership in a company and a claim on assets and earnings. Typical returns Historically higher than cash and bonds over long horizons but with greater volatility. Risk factors Market cycles, company performance, interest rates, and geopolitical events. Time horizon Strategy changes with short-term (speculation), medium-term (growth), and long-term (retirement) goals. How to start: a clear, practical pathway Step Action & rationale Define objectives State ...