Pet Insurance: A Complete Guide for 2025
What is Pet Insurance? Pet insurance is a contract between a pet owner and an insurance provider. In exchange for monthly or annual premiums, the insurer covers a portion of veterinary expenses related to accidents, illnesses, or preventive care, depending on the policy chosen. Types of Pet Insurance Coverage Type of Coverage What It Includes Who Should Consider It Accident-Only Coverage Covers injuries from accidents like broken bones or ingestion of harmful objects Owners seeking budget-friendly protection Illness Coverage Covers treatments for illnesses such as infections, cancer, or chronic diseases Pet owners wanting broad medical protection Comprehensive Coverage Includes accidents, illnesses, hereditary conditions, and preventive care Families who want full coverage for pets Wellness Plans Covers routine care such as vaccinations, checkups, and dental cleaning Owners focusing on preventive healthcare Key Terms in Pet Insurance Term Meaning Premium The recurring fee to keep...